Brian P. Westcoat, CFP®, CEPA
MANAGING PARTNER & CHIEF INVESTMENT OFFICER
We are delighted to announce the launch of our new firm, Ensconce Wealth Partners. We founded Ensconce so we can serve our clients more personally and effectively.
We have chosen to become independent because profit-driven mandates and restrictions have limited our ability to serve our clients effectively. As an independent firm, we now have greater control over the opportunities and solutions we can offer our clients. Because we are not limited to a specific financial services provider, we have a broader range of choices from which to design and implement customized financial strategies.
We work hard to earn the trust of our clients and we understand that this trust brings great responsibility. We take tremendous pride in the fact that our clients are confident in our expertise and experience and that they can rely on us to help them plan for the future.
With our new firm, you can rest assured that doing what is best for our clients remains our number one priority. And now as an Independent Advisor, we are even better equipped to deliver on that promise – to make the best investment decisions for each of our clients while providing meticulous, attentive, and highly personalized service.
We invite you to learn more about our services on our website and discover how we can assist you.
Warmest regards,
We work with individuals, couples, and families, many of whom are mid-career professionals such as doctors, lawyers, accountants, and business owners. We also work with those nearing retirement and current retirees. We often are engaged for our services to facilitate intergenerational wealth planning and wealth transfer. Because our service is highly individualized, it is important to us to ensure the best fit for both our clients and our firm.
How we serve our clients is at the core of everything we do. We pride ourselves on delivering a high level of personalized attention and care to each of our clients. And it is because of the personal nature of our practice that we strive to know our clients and what is important to them.
We begin every relationship with a conversation, helping our clients identify and prioritize the goals that matter most to them. Whether it’s planning for the future, transferring wealth to the next generation, customizing a financial strategy that lets them pursue their passions, or if they simply need advice and guidance to help them stay informed — we start by listening and learning.
By gaining a deeper understanding of our clients’ goals and concerns, we are able to develop financial strategies that are optimized to them. Our process is designed to deliver a customized, consistent experience to assist clients in sound and strategic wealth accumulation and preservation.
Brian P. Westcoat, CFP®, CEPA
MANAGING PARTNER & CHIEF INVESTMENT OFFICER
Brian is Co-founder and Partner at Ensconce Wealth Partners, and also serves as the company’s Chief Investment Officer. He and Terry work together as a team to determine the portfolio mix allocations that best suit the goals and needs of each client. They are dedicated to creating a truly seamless client experience while providing comprehensive and personalized financial planning services.
Prior to co-founding Ensconce Wealth Partners, Brian served as Senior Vice President and Portfolio Manager at Merrill Lynch since 2006. He also has prior experience as a Financial Advisor at RBC Dain Rauscher from 2002-2006; with UBS Paine Webber from 2001-2002; and with Prudential Securities from 1999-2001. Brian obtained his bachelor’s degree in economics from the University of California, Berkeley in 1999 and earned a scholarship as a member of their nationally ranked golf team.
As a CERTIFIED FINANCIAL PLANNER® (CFP®) and a Certified Exit Planning Advisor (CEPA), Brian was recognized with numerous awards at Merrill Lynch including the Chairman’s Club, Circle of Excellence, Directors Council, and Top Advisor Summit.
In his free time, Brian enjoys golf, cycling, bowling and playing the piano. He was a member of the two-time NCGA champion Oakhurst Country Club Match Play golf team.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.
Terry is a Co-founder and Partner at Ensconce Wealth Partners. He and Brian work together as a team to determine the portfolio mix allocations that best suit the goals and needs of each client. They are dedicated to creating a truly seamless client experience while providing comprehensive and personalized financial planning services.
Prior to co-founding Ensconce Wealth Partners, Terry previously served as a Vice President at Merrill Lynch. He has extensive industry experience and has held senior management positions at two publicly held companies. He also worked as a Consultant advising privately-held companies transition to public ownership.
Terry holds a bachelor’s degree in accounting from the California State University at Hayward and a J.D. from the University of San Francisco School of Law. He practiced law for nearly twenty years with an emphasis in estate planning and the representation of small- to medium-sized businesses. He is an active member of the State Bar of California and a CERTIFIED FINANCIAL PLANNER®.
A member of the Board of Directors of Las Trampas, Inc., a non-profit that provides services to adults with developmental disabilities, Terry also volunteers with Save Mt. Diablo, a local conservation organization. He lives in Lafayette, California with his wife Linda and the couple has two children, four granddaughters, and one or more yellow Labrador retrievers. In his spare time, Terry enjoys fly fishing, woodworking, traveling and gardening.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER® in the U.S.
Lynn is a Client Service Specialist at Ensconce Wealth Partners. Lynn is responsible for delivering individualized service and contributing to the exceptional client experience that sets Ensconce apart. She provides administrative expertise and guides clients through all phases of the client relationship, from establishing a new account to providing ongoing maintenance and support.
Prior to joining Ensconce Wealth Partners, Lynn served as a Client Associate with The Westcoat Murray Group at Merrill Lynch since 2013. Previous industry experience includes Client Associate roles at Prudential Securities from 2002-2004 and UBS PaineWebber from 2001-2002. She also served as a Financial Advisor at Prudential Securities from 1998-2001. Lynn holds a bachelor’s degree in journalism, with an emphasis in public relations, from the California State University, Fresno. She also is a Notary Public for the State of California.
Lynn and her two children, Kayley and Andrew, reside in Alamo, California. In her free time, she enjoys reading, hiking, yoga, cooking, and swimming.